Identity Theft Protection

The most visited sites on the internet today are social networking sites. In fact, Facebook just passed Google for the most visitors, after Google held that spot for the last twelve years. With the increasing opportunity to connect to others comes an increasing opportunity to become a victim of identity theft. It’s very difficult to verify the identity of who you are talking to or where your information on your profile will end up. While you’re probably wise enough not to post your social security number or your bank account information on your profile, did you know that your home address or phone number can be just as dangerous?

The Dangers of Social Networking
Anyone can pose as someone else. False profiles are created in order to become friends with potential victims. Free online gaming applications may ask for personal information. Many times, the apps that are downloaded end up Continue reading →

Some people believe that a credit monitoring service is all they need to prevent identity theft. This is not actually true. What a credit monitoring service can do, however, is alert you to unusual activity regarding your credit file. For this reason, credit monitoring is not a deterrent to identity theft, but it certainly can minimize your losses due to this type of crime.

The Benefits of a Credit Monitoring Service
Credit monitoring services track the activity on your credit file. For example, the service can notify you if there is an application for a new credit account or a credit increase for an existing account. It can also notify you if there are any inquires as to the information on your credit file. These may be legitimate inquires or they may be an attempt by a criminal to review your credit worthiness.

A credit monitoring service may be a good choice for those who have already become a victim of identity theft. You can monitor your credit report for any fraudulent transactions and hopefully stop such activity before it causes you even more money.

Disadvantages of a Credit Monitoring Service
There are some instances when a credit monitoring service may not provide you with information regarding a potential threat to your identity. If an account is opened that does not Continue reading →

Are you a victim of identity theft? If so, you are certainly not alone. Over 8 million people fell victim to this crime in 2010. What you do after you realize that your identity has been stolen is very important. Below, you will learn three steps you need to take immediately to minimize your losses and get your personal and financial life back on track.

Step 1 – Cancel Your Credit Cards and Notify Your Bank
Credit cards are a particularly favorite target of identity thieves. Whether your purse is stolen or your credit card information has been hacked online, your personal information can be used to make purchases immediately. Canceling these accounts as soon as you realize there has been unauthorized activity can save you hundreds, if not thousands, of dollars.

You should also notify your bank immediately, as well. The bank will Continue reading →

While most people would like to think that crime won’t happen to them, that’s often not the reality. In the case of identity theft, anyone, no matter what their social status or age, can fall victim to this crime. The consequences of this crime can be quite substantial. In fact, it can really ruin your financial security, resulting in long battles to restore your good name.

An Identity Theft Story
Mellissa Hastings, whose name has been changed, was arrested seven different times over a year and half’s time for warrants on cocaine possession, speeding, and failure to appear in court. Just two years earlier, a woman had used Mellissa’s name, date of birth, and social security when she was arrested for possession of cocaine. Not only did this woman miss court, she continued to use Mellissa’s name and social security number to open a number of credit accounts, all of which eventually went into collections. Each time Mellissa was arrested, the law enforcement agencies and courts would acknowledge the mistake made when the other woman was arrested and promise to withdraw the warrant. It took seven arrests and an attorney to finally get the problem rectified.

Mellissa spent four and half years trying to repair the damage to her credit report. Because there were so many occasions when her name and social security number were used, it took almost two years for Melissa to even become aware of all the damage. After almost $7,000 in attorney fees and Continue reading →

Most people are familiar with a few of the ways that identity thieves steal information, such as digging through trash to get credit card bills and bank statements. However, there are many other ways that a criminal can gain access to your social security number, your driver’s license number, or other important information. Below, you’ll find five ways that identity thieves steal your information and some you may not know about.

Skimming
This is the practice of rigging a credit card machine to steal your credit card number. It can happen anywhere, including gas stations, restaurants, and retail stores. In some cases, it’s an employee that rigs the machines; however, there are now electronic devices that can gather this information digitally. While you may not always be able to prevent this specific type of theft, make sure you Continue reading →

As millions of people become victims of identity theft each year, it has become more crucial than ever that you know how to protect yourself from this crime. Today, criminals are more sophisticated than ever before. Identity theft can occur in a number of different ways, some of which you may not even know about just yet. As technology advances around the world, so do the criminal enterprises. Knowing how to protect yourself against this crime is one of the most important things you can do to protect your financial future.

Types of Identity Theft
The theft of social security numbers is on the rise. This information, along with your name, address, and date of birth is used to open new lines of credit. It might be used for Continue reading →

Identity theft is more common than many people realize. In 2010, over 8.1 million people were victims of identity theft and it is estimated that another 9 million victims aren’t even aware of the crime yet. Experts surmise that identity theft costs Americans over $50 billion dollars each year and takes more than 59 hours to repair the damage. One-fifth of all consumer complaints to the Federal Trade Commission are about some type of identity theft, making it the number one consumer complaint today.

New Account Fraud on the Rise
New account fraud accounts for $17 billion in costs for the victims. It’s also the hardest type of identity theft to detect. While the number of victims of identity theft has decreased in the past year, new account fraud continues to rise. Because most instances of this type of crime aren’t discovered until Continue reading →

The Most Comprehensive Protection Against Identity Theft

ID Patrol™ monitors your credit file and alerts you to key changes; allows you to lock and control access to your Equifax credit file; and alerts you if your personal information has been found in suspected underground Internet trading sites. Plus, enjoy peace of mind with 24/7 access to trained ID Theft Resolution Specialists.

Includes up to $1,000,000 identity theft Insurance†

The software selected for use by the Identity Theft Resource Center for Identity Theft victim assistance. Endorsed by The Institute of Consumer Financial Education

Product Details:

Current and Complete Money Back Guarantee

The acclaimed Identity Theft software that is endorsed, recommended, used or offered by consumer organizations, non-profits, professional and trade associations, and law enforcement nationwide.

You CAN reduce your risk and resolve your own case— without monthly fees!
This software helps manage and reduce the risks of becoming a victim of identity theft as well as speeding the recovery and resolution process if you are a victim, with a comprehesive, easy-to-use, self-help format recommended by consumer advocates.

Over 36 million people (one in four U.S. households) have been victimized by identity theft. Victims spend an average of 600 hours recovering from this crime.

USE TO:
* Reduce your risk.
* Regain peace of mind.
* Restore your credit and good name.

GUIDED ASSISTANCE HELPS YOU:

Reduce Your Risk of Becoming a Victim
* Expert prevention information guides you through how to spot a scam and actions you can take to protect yourself and minimize risk.

POWERFUL RISK MANAGEMENT TOOLS:

Prepare You to Take Immediate, Decisive Action at the First Hint of Trouble
* Document and track every detail of your case and resolution efforts. The CasePlanner system is intuitive and easy to use and is designed to handle all types of cases including financial identity theft, account takeover, criminal impersonations and more.
* Create and complete letters, affidavits and detailed reports in seconds.
* Your case information is secured in the encrypted, password-protected database for your security and peace of mind.

Testimonials:

“This can be an extremely time-consuming effort requiring tremendous organizational skills. Many people lack the organizational and follow-up skills needed to get resolution. CasePlanner™ facilitates this effort by providing the victims with clear direction as to what to do next.”—J.S

Global Fraud Solutions’ CasePlanner™ is a powerful tool in the fight against Identity Theft. It provides expert, detailed guidance and risk management tools to enable consumers to reduce their risk of being victimized. If you are a victim, CasePlanner™ provides you with the most comprehensive assistance product available to organize, track, report, and resolve your case….all without any monthly fees.” —Jay Foley, Co-Executive Director, Identity Theft Resource Center